Unlock your home equity. Build your future.
Get up to $600k of your home equity, your way. Choose maximum flexibility with no monthly payments through a Home Equity Investment (HEI), or faster funding and a low rate with a HELOC.
30,000+
Homeowners funded
$600k
Max cash available
4.7/5
Trustpilot rating
30 yrs
Flexible term
Two ways to unlock equity
Home equity solutions for every need
Choose what matters most to you — no monthly payments, flexible requirements, low rates, or fast cash.
Home Equity Investment
No monthly payments. Maximum flexibility.
- No monthly payments, ever
- Flexible credit & income requirements
- Get up to $600k in a lump sum
- Buy back your equity any time
Home Equity Line of Credit
Fast funding. Low rate. Pay for what you use.
- Get cash fast — as soon as 5 days
- Low interest rates
- Get up to $750k revolving credit
- No prepayment penalties
How a Home Equity Investment works
An HEI is a partnership: you get funds upfront, and we share in a portion of your home's future appreciation. You stay in control.
Get up to $600k
You receive a lump sum cash payment and we get a slice of your home equity.
For up to 30 years
No monthly payments. You keep full control and can buy back your equity any time.
You decide when to exit
If your home value rises, we share the gain. If it falls, your buyback may be smaller.
Why homeowners choose us
We make home wealth more valuable for homeowners.
You built your equity with every payment and renovation. We built a financial solution that empowers you to unlock it when you need it most — without giving up your home.
Equity calculator
See how much cash you could unlock
Which product are you exploring?
Your available home equity
$530,000
Estimated cash you could unlock
$159,000
Estimate only. Final offer depends on a full qualification review.
Put your equity to work
What will you do with your equity?
Eliminate high-interest debt
Get a lump sum now with no monthly payments, or borrow at a low rate to regain control of your cash flow.
Invest in your home
From critical repairs to major renovations, accessing your equity helps you safeguard and enhance your home.
Invest in yourself
Turn home equity into progress — grow a business, continue your education, or set aside more for retirement.
Why Home Equity Market
Your partner in home wealth
When you do well, we do well. Our success is tied to yours.
We are your partner
Whether you want to eliminate debt, pay for a large expense, or fund a dream — we help by unlocking the value of your home equity.
It's your home, keep it that way
We are partners, not co-owners. You retain full control and can sell or refinance any time that is convenient for you.
You deserve financial freedom
We focus on financial inclusivity for diverse credit profiles so you can breathe easier and dream bigger.
Find the solution right for you
Life happens. With us, choose between a HELOC with flexible credit and monthly payments, or an HEI with a lump sum and no monthly payments.
Helping over 30,000 homeowners
4.7 rating with over 6,000 reviews on Trustpilot.
The banks required a lot more to qualify for their loans. Home Equity Market came in and said, here's an option for you.
Rameil
Burbank, CA
They solved two problems — we got to stay in our home, and I got the debt relief that I was looking for.
Susan
Issaquah, WA
As featured in
Ready to unlock your home equity?
See how much cash you can access in two minutes — with no impact to your credit score.